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FAQ FOR HOME LOAN

  • Are my property documents safe with BANK.?

Offers in-house scrutiny of property documents for your complete peace of mind. So be assured that your property documents are in safe hands.

  • Can I give standing instructions to repay my Home Loan EMIs directly from my Savings Bank Account?

Yes, you can opt for Automated Repayment and your EMIs will be directly repaid from your HDFC Bank Savings Account, thus saving you the trouble of procuring, signing and tracking post-dated cheques.

  • Do I have the option to structure my loan as partly fixed or partly floating?

Yes ,you can structure your HOME LOAN as partly Fixed or partly floating as per your needs

  • How will decide my home loan eligibility?

Assess the customer's repayment capacity based on income, age, qualifications, number of dependants, spouse's income, assets, liabilities, stability and continuity of occupation, and savings history.

  • What is pre-EMI interest?

Pending final disbursement, you pay interest on the portion of the loan disbursed. This interest is called pre-EMI interest. Pre-EMI interest is payable every month from the date of each disbursement up to the date of commencement of EMI.

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